December 10, 2020 |
The Barnes Firm
If you have suffered injuries in a car accident through no fault of your own, you may find yourself wondering if chiropractors and physical therapists will treat your injuries on a lien basis. Fortunately, many physical therapists and chiropractors will treat you on liens, commonly known as personal injury liens. At The Barnes Firm, the experienced professional personal injury attorneys explain the importance of a lien to restore you to health.
A lien is an agreement which ensures you get the medical care you need and the chiropractor or physical therapist gets paid from the settlement or verdict of your personal injury case for the medical care he or she provided to you. In most instances, all you need to do is provide the name and contact information for your personal injury attorney who will verify his or her awareness of the lien agreement.
Let’s explore some common facts about treatment options, liens, insurance policies and legal options:
Personal Injury Liens
Personal injury liens are helpful when you need medical care in relation to your personal injury case. A lien is secured debt, so they must be carefully managed throughout the course of your case. Personal injury liens come in a variety of types—medical, private insurance, Medicare, Medicaid, hospital, and funding liens.
Personal injury liens fall under the medical category, and serve as a lien between the medical provider (chiropractor or physical therapist) and his or her patient (the individual injured in the accident). The medical provider promises the needed medical care and the patient agrees he or she will be paid when the personal injury case is closed.
The drawback in most cases is the medical provider working on a lien basis will add a premium to cover the extended period between treatment and payment. This can last months or even years until the case reaches a settlement or goes to a new trial. The lien must be paid, or the medical provider can sue the personal injury attorney and his or her client.
The Outcome of the Case and Lien Holder Payments
Clients in personal injury cases must realize the personal injury attorney cannot release settlement proceeds following the case until all liens related to the case are resolved. The process of lien repayment often takes time, frustrating clients who also need their funds.
Once a case is settled, the attorney works to reduce the amount of the liens—often by one-third—by encouraging the lienholder to remember that without the attorney’s involvement, the lienholder would have to pursue payment on their own with the at-fault party.
In some cases, lienholders agree, in others, they refuse, stalling the case and their payment even longer.
Contact the Expert Personal Injury Attorneys at The Barnes Firm
If you have any questions regarding your accident and getting the medical treatment you need from a physical therapist or chiropractor on a lien basis, call on the professional personal injury attorneys at The Barnes Firm. Their expert attorneys are standing by to guide you, protect your rights, and help you get the compensation you deserve for your injuries and/or damages.
Call today for help 24/7: (800) 800-0000.