After a car accident, those involved often wonder if they should call their own car insurance if the accident wasn’t their fault. The best car accident attorneys in New York and California, The Barnes Firm, say yes, you should report any car accident which could prompt a claim against you, even if that claim is false.
Of course, if the accident is not your fault, the at-fault driver who caused the crash could be obligated to compensate you for damages incurred and injuries suffered as a result of the accident. It’s in your best interest to contact your car insurance company regarding the accident, including damages and injuries, as well as a well-qualified car accident attorney to assess your case. So should you file with your car insurance if you were not at fault of the accident?
Don’t Believe the Myth About Car Insurance
Though no one knows for sure how it got started, a common myth exists that you do not need to contact your car insurance company when you were not at fault. The reverse is true, you do want to contact your insurance carrier, as your policy may have some coverages you will want to utilize.
Collision car insurance coverage will allow you to get your vehicle repaired if there is a delay from the at-fault driver’s carrier. Your insurer will then seek appropriate reimbursement from the at-fault driver’s car insurance company.
Towing coverage will pay to have your vehicle towed, and again your car insurance carrier will seek to recover the funds from the at-fault party’s insurance.
Medical insurance coverage can be used to pay your medical expenses, regardless of who is at fault. Finally, your insurance company will come to your defense if the other driver claims you are at fault and pursues a claim against you.
If you fail to report your car accident to your car insurance company in the required amount of time, you will not glean the benefits of these coverages. If you fail to report the accident within the insurance company’s statute of limitations, they can deny coverage.
When Should I Hire an Attorney After a Car Accident?
The knowledgeable attorneys at The Barnes Firm recommend consultation with an experienced car accident attorney. These professionals will provide you with a case evaluation and guide you through filing your claim while protecting your rights and seeing that you get the compensation you deserve. If you chose to file a lawsuit, you will need to do so within the statute of limitations in your state, which is, in most states, two years.
Contact the Expert Car Accident Attorneys at The Barnes Firm
If you have any questions regarding your accident, injuries, or insurance, call on the experienced personal injury attorneys at The Barnes Firm in New York and California. The well-qualified professionals are standing by to guide you, help you file a claim, protect your rights, and help you get the compensation you deserve for your injuries and/or damages. Call today for your FREE consultation and the assistance you need 24/7: (800) 800-0000.